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Home Loan Program for Vets

The VA loan program is ideal for veterans, military personnel, and military families looking to purchase their own home. If you are searching for a provider that gives you access to VA loans, Primary Residential Mortgage, Inc. has you covered. Unlike other VA loan companies, our national presence along with our intimate local market knowledge allows us to offer better VA loan terms and rates than most.


VA Loan Features

  • Eligible borrowers may buy a primary home without a down payment.

  • The loan does not require mortgage insurance.

  • Qualified borrowers can go with either fixed or adjustable rates and choose from multiple loan term options.




Down Payment               None


Terms                               15, 20, 25, 30 years, fixed and ARMs


Credit Score                      600 minimum


Mortgage Insurance         No


Maximum Loan Limit      Yes, varies by county



Key Benefits of VA Loans

VA loans come with significant benefits to individuals who have proudly served our beloved country. Some of these advantages include:

  • Competitive Interest Rates – Eligible borrowers can obtain lower interest rates that are typically lower than conventional interest rates. The guarantee from the Veterans Affairs encourages VA lenders to offer competitively lower rates.

  • No Prepayment Penalties – While people can save a lot of money when they pay off their mortgage early, they need to pay the prepayment penalty in the process. Fortunately, qualified VA borrowers can pay off their VA loans early without fear of paying any prepayment penalty.

  • Relaxed Credit Requirements – Veterans do not need an outstanding credit score to secure a VA loan. Our minimum credit score requirement, in fact, is just 600.

  • Curbed Closing Costs – The VA limits the costs and fees that eligible veterans pay at closing, translating to lower closing costs. Additionally, qualified VA borrowers can request sellers to pay up to four percent of the purchase cost for things like collections, insurance, and prepaid taxes.

With all these benefits, it’s no wonder that the VA loan program has assisted more than 20 million veteran and military families in the US. If you qualify for a VA loan, take the next step by getting in touch with our loan officers to discuss your specific needs and situation.

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