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FHA Home Loans: Providing Simple and Affordable Mortgages


Purchasing a house with little money saved, along with a less-than-perfect credit score, might seem like a dream. Fortunately, you can transform this dream into reality with Primary Residential Mortgage, Inc.’s FHA home loan options.

Our FHA loan programs are suitable for first-time homebuyers coming from families with low to moderate income. This means they can buy a home even if they have limited resources. Rely on a trusted FHA loan lender like us to walk you through each step of getting the affordable home you want easily.




Down Payment                            3.5% 

Terms                                            10, 15, 20, 25, 30 years, fixed and ARM


Credit Score                                   580 min.


Mortgage Insurance                     Yes, one-time, up-front and monthly


Maximum Loan Limit                  Yes, varies by county

How Can You Benefit from FHA Loans?


One of the best mortgages out there is an FHA-insured mortgage. When you take advantage of this type of home loan, you can reap the following benefits:

  • Better Interest Rates:  FHA loans provide borrowers with the same interest rate, which means individuals who have issues with their credit won’t face an interest rate penalty. Additionally, these loans offer credit-challenged homebuyers the opportunity to qualify for rates that they are unable to obtain with other home loans.

  • Lower Down Payment:  Unlike conventional mortgages that typically require between 5 and 10 percent down payment, FHA loans require a down payment of 3.5 percent of the final loan amount. Low down payments encourage people to purchase homes and begin establishing equity sooner.

  • Less Challenging Credit Requirements:  Aspiring homebuyers with little or no credit history will be glad to know that the approval requirements of the FHA are less stringent than the requirements for traditional home loans. Individuals who have a minimum credit score of 580 can qualify for our FHA loan.


As an established mortgage company offering FHA loans, we capitalize on our extensive experience to make home buying easier on your part. Speak with one of our mortgage professionals for more details.

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