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Finance Your Home with Our Fixed Rate Mortgages


One of the most popular types of mortgages you can apply for is a fixed rate home mortgage. It provides the borrower protection from an unexpected and potentially dramatic rise in monthly home loan payments in the event of an interest rate increase. When you apply for a fixed rate home loan at Primary Residential Mortgage, Inc., you can expect secure and solid mortgages backed by Freddie Mac, Fannie Mae, or Ginnie Mae.


Fixed-rate Mortgage Options

We offer two types of fixed-rate mortgage options; 15- and 30-year. Below is our overview of each option:


This option lets you pay off your house in less time and save on interest payments with a lower interest rate than a 30-year fixed rate mortgage. Just remember to commit to a slightly higher monthly payment.


If you want the slow and steady option, go for the 30-year fixed rate mortgage. Apart from being the more popular choice for homeowners, a 30-year fixed rate mortgage is an excellent choice for those looking to stay in their house for at least seven years.

Which is Better?


The answer depends on you. If you are looking to minimize the lifetime cost of interest and want to own your home more quickly, then the 15-year fixed rate mortgage is for you. On the other hand, if you would like to minimize your monthly home loan payments, then go with a 30-year fixed rate mortgage.

Whatever option you choose, we’re here to guide you in the mortgage application process. Get in touch with us today for further inquiries about our fixed-rate mortgages.

15-year Fixed Rate Mortgage
30-year Fixed Rate Mortgage
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