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USDA Loans for Rural Homebuyers

An affordable mortgage is within reach for rural Americans who want to own their dream home. The Rural Housing (USDA) program offered by Primary Residential Mortgage, Inc. is a home loan program for aspiring homebuyers who want to purchase a house within an eligible rural area.


Advantages of Getting a USDA Loan

Besides the zero down payment, the USDA loan boasts of these excellent benefits:

  • Competitive Interest Rates – The USDA guarantee makes the interest rate of USDA loans one of the lowest on the market.

  • Flexible Credit Guidelines – It’s possible to qualify for a rural housing loan even with less-than-stellar credit.

  • Millions Are Eligible – The majority of the country falls within what the USDA deems an eligible area.

Reach out to us today for any inquiries about our rural housing USDA loans.


Down Payment                    None

Terms                                    30 years, fixed rate


Credit Score                           640 minimum

Mortgage Insurance             Yes

Maximum Loan Limit         Yes, varies by county

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